@article{adeel_challenges_2013,
	title = {The challenges of microfinance innova- tion : {Understanding} ‘ private services '},
	number = {September},
	author = {Adeel, Muhammad and Nett, Bernhard and Gurbanova, Turkan and Wulf, Volker and Randall, David},
	year = {2013},
	keywords = {Microfinance},
	pages = {21--25},
}

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