Adaptive Probabilistic Networks with Hidden Variables. Binder, J., Koller, D., Russell, S. J., & Kanazawa, K. Machine Learning, 29(2--3):213--244, 1997.
Adaptive Probabilistic Networks with Hidden Variables [link]Paper  bibtex   
@article{ insurance,
  author    = {J. Binder and D. Koller and S. J. Russell and K. Kanazawa},
  title     = {Adaptive Probabilistic Networks with Hidden Variables},
  journal   = {Machine Learning},
  pages   = {213--244},
  volume   = {29},
  number   = {2--3},
  url   = {http://www.cs.huji.ac.il/site/labs/compbio/Repository/Datasets/insurance/insurance.htm} ,
  year   = {1997}
}

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