@INPROCEEDINGS{9080358,
  author={J. {Castillo-Carmelino} and E. {Castro-Nagatomy} and M. {Perez-Paredes} and C. {Raymundo-Ibañez} Jose María {{Alvarez-Rodríguez}}},
  booktitle={2020 9th International Conference on Industrial Technology and Management (ICITM)}, 
  title={Digitization Model for Reducing Costs and Operating Times in Peruvian Banks}, 
  doi = {10.1109/ICITM48982.2020.9080358},
  year={2020},
  volume={},
  number={},
  pages={166-170},}

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