Mobile Money: Understanding and Predicting its Adoption and Use in a Developing Economy. Centellegher, S., Miritello, G., Villatoro, D., Parameshwar, D., Lepri, B., & Oliver, N. Proc. ACM Interact. Mob. Wearable Ubiquitous Technol., 2(4):157:1–157:18, 2018.
Mobile Money: Understanding and Predicting its Adoption and Use in a Developing Economy [link]Paper  doi  bibtex   
@article{DBLP:journals/imwut/CentellegherMVP18,
  author    = {Simone Centellegher and
               Giovanna Miritello and
               Daniel Villatoro and
               Devyani Parameshwar and
               Bruno Lepri and
               Nuria Oliver},
  title     = {Mobile Money: Understanding and Predicting its Adoption and Use in
               a Developing Economy},
  journal   = {Proc. {ACM} Interact. Mob. Wearable Ubiquitous Technol.},
  volume    = {2},
  number    = {4},
  pages     = {157:1--157:18},
  year      = {2018},
  url       = {https://doi.org/10.1145/3287035},
  doi       = {10.1145/3287035},
  timestamp = {Tue, 01 Sep 2020 01:00:00 +0200},
  biburl    = {https://dblp.org/rec/journals/imwut/CentellegherMVP18.bib},
  bibsource = {dblp computer science bibliography, https://dblp.org}
}

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