@conference{10281_1365, author = { Vittadini G and Lovaglio PG }, title = {The Estimate of Human Capital from two Sets of Observed Indicators: Formative and Reflective}, year = {2004}, publisher = {ASA}, address = {Toronto}, booktitle = {Meeting of the American Statistical Association}, keywords = {Human Capital, Latent Variable, Pls, Lisrel, Actuarial approach}, pages = {1362--1369}, organization ={ASA} }