@book{ gupta_handbook_2008,
  title = {Handbook of {Research} on {Social} and {Organizational} {Liabilities} in {Information} {Security}},
  isbn = {9781605661322, 9781605661339},
  url = {http://www.igi-global.com/chapter/risk-insurance-product-design/21334},
  urldate = {2012-08-12TZ},
  publisher = {IGI Global},
  editor = {Gupta, Manish and Sharman, Raj},
  month = {December},
  year = {2008}
}

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