I Don’t Use Apple Pay because it’s less secure...: perception of security and usability in mobile tap-and-pay. Huh, J. H., Verma, S., Rayala, S. S. V, Bobba, R. B, Beznosov, K., & Kim, H. In Workshop on Usable Security, San Diego, CA, 2017.
bibtex   
@inproceedings{huh2017don,
  title={I Don’t Use Apple Pay because it’s less secure...: perception of security and usability in mobile tap-and-pay},
  author={Huh, Jun Ho and Verma, Saurabh and Rayala, Swathi Sri V and Bobba, Rakesh B and Beznosov, Konstantin and Kim, Hyoungshick},
  booktitle={Workshop on Usable Security, San Diego, CA},
  year={2017}
}

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