@techreport{Gerontologie_Schreyogg_2004,
	author = "Schrey{\"o}gg, Jonas",
	number = "2004/16",
	publisher = "Techn. Univ., Wirtschaftswiss. Dokumentation",
	title = "{Demographic development and moral hazard: Health insurance with medical savings accounts}",
	url = "http://hdl.handle.net/10419/36427",
	year = "2004"
}

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