Authentication approach using one-time challenge generation based on user behavior patterns captured in transactional data sets. Skracic, K., Pale, P., & Kostanjcar, Z. COMPUTERS & SECURITY, 67:107–121, June, 2017.
doi  bibtex   
@article{WOS:000401213200007,
author = {Skracic, Kristian and Pale, Predrag and Kostanjcar, Zvonko},
doi = {10.1016/j.cose.2017.03.002},
issn = {0167-4048},
journal = {COMPUTERS \& SECURITY},
month = jun,
pages = {107--121},
title = {{Authentication approach using one-time challenge generation based on user behavior patterns captured in transactional data sets}},
volume = {67},
year = {2017}
}

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